Secure Your Investment Property Loan In Less Than 30 Days
Maximize your investment potential with DSCR loans, focusing on property cash flow over personal income. No need for paystubs, W-2s, or tax returns. Enjoy flexible, straightforward financing.
Best Loan Terms
No Personal Income or W2 Needed
Generated more than $250 million in passive income for our real estate investors
Traditional Mortgage
Options Might Not Always
Fit Your Needs
Purchase or cash out on an investment property without using
your income with a Debt Service Coverage Ratio (DSCR) Loan.
No Tax Returns or
W2s Needed
Long Term Rentals, Short Term Rentals & Vacation Rentals
$100K to $3M+
Close in LLC
620+ Credit
Downpayment as low as 15%
5 quick steps to start DSCR Loan Process
1
Submit your basic details
Just fill out the form to get started. Share your specific needs, and our support team will be in
touch to offer guidance, connecting you with tailored mortgage solutions and specialised agents ready
to help.
2
Talk to our loan officer
Speak to our experienced loan officers to discuss your needs and explore your options. We're here to
guide you through every step of the process.
3
Find the right investment property
Discover the perfect investment property with the help of our expert real estate agents. We'll help
you find opportunities that match your financial goals.
4
Apply for the DSCR loan
Complete your DSCR loan application with ease. Our streamlined process ensures a smooth and
hassle-free experience.
5
Loan Approved
Get your loan approved as long as the Property's Income ≥ Mortgage payment. We even got you covered if the property's income is up to 25% lower than monthly mortgage payment.
“I am extremely pleased
with the services provided by HomeAbroad. They helped me secure a DSCR investor cash flow mortgage loan that
perfectly suited my investment goals. The process was seamless, and their lender partner was knowledgeable
and responsive throughout. I highly recommend HomeAbroad to any real estate investor looking for a reliable
financing option for a rental property loan.”
“A DSCR loan, also known as a Debt Service Coverage Ratio loan, is a specialized financing option
primarily utilized by real estate investors. It measures the property’s ability to generate enough cash
flow to cover its debt obligations. Unlike traditional loans focusing on personal income verification,
DSCR loans evaluate the property’s income potential to determine loan eligibility. This non-QM loan allows
investors to qualify for financing based on their property’s cash flow.”
Are there any fees associated with HomeAbroad services?
HomeAbroad is a 100% free service for our customers.
How do I know if I’m eligible for a DSCR Loan?
To be eligible for a DSCR Loan, you must have a DSCR ratio of 1 or higher, i.e. your rental income should
exceed your mortgage payment. Also, most lenders will require a minimum credit score of 620. Lastly, you
need to pay a 20-25% down payment. You will most likely get the loan if you satisfy all these criteria.
Is there a commitment to use your service?
HomeAbroad is entirely free, and there is no obligation to hire any of the real estate agents or mortgage
lenders that contact you. If you want more choices, we are happy to provide additional agents and lenders
for comparison.
