U.S. Real Estate Investment – Made Easy for Foreign Investors

Secure a U.S. mortgage with no SSN, visa, or credit history required. Discover properties with our AI-powered search, connect with expert agents, form a U.S. LLC, and open a U.S. bank account—all on one global-friendly platform.

Get Free Mortgage Rate Quote
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No US Credit History
No Personal Income Verification
No Travel to US needed for Closing
Qualify Based on Property’s Rental Income vs. Personal Income
No US Visa Required
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Why Invest in U.S. Real Estate?

High Rental
Yields with Cash Flow

High rental yields (8%-10% average) in the U.S. ensure positive cash flow and after mortgage payment ensuring strong cash-on-cash return.
Build long term
wealth starting now.

30 Yr Fixed Rate Mortgage with No Credit History

30-year amortization lowers monthly payments and boosts cash-on-cash returns. A fixed rate prevents payment surprises, and enjoy increasing cash flow as rental income
rises each year.

Leverage Property Appreciation with
Cash-Out Refinancing

As your U.S. real estate appreciates, tap into the built-up equity to fund a new down payment. This strategy helps you steadily expand your real estate portfolio and accelerate long-term wealth building.

No Restrictions, Stamp Duty or
Extra Taxes

Foreign nationals can freely own U.S. real estate—no additional taxes or stamp duties required. Even newcomers on visas can access financing, making it easier to invest and build
wealth in America.

Tailored Mortgage
Loan Programs To
Suit Your Investment Needs

DSCR Loan

Leverage your property’s rental income vs. personal income to qualify for mortgage for your investment property using DSCR (Debt Service Coverage Ratio) Loan.
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Requirements:
DSCR Ratio (Gross Rent / Mortgage): >= 1 for best terms,
<1 eligible with higher down payment.
Credit Score: No US credit needed.
Down Payment: 25%.
LTV Ratio Up to 75% for Purchase and Rate/Term Refinance, Up to 70% for Cash Out Refinance.
Cash Reserves: 6 months.
Property Use: Investment.
Loan Amount: $75K – $10M.
Loan Term: Upto 40 years.
Approval Time: 21-30 days.

Full Documentation Loan

Use your foreign or US income, assets & credit to qualify for the U.S. mortgage for investment property, second home or primary residence.
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Requirements:
Debt-to-Income Ratio: Less than 43%.
Credit Score: No US credit needed.
Down Payment: 20%-25%.
Cash Reserves: 6 months.
Property Use: Investment property, second home or primary residence.
Loan Term: Up to 30 Years.
Approval Time: Within 30 Days.

Bridge Loan

Acquire property quickly with short-term financing.
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Requirements:
Credit Score: No US credit needed.
Down Payment: 30%.
Loan Amount: $150K – $10M.
Loan Term: 6 to 24 months.
LTV Ratio (Purchase): Up to 70%.
LTV Ratio (Rate Term Refinance): Up to 70%.
LTV Ratio (Cash Out Refinance): Up to 65%.
Other Requirements: Proof of existing property equity, exit strategy for loan repayment, and property appraisal.
Approval Time: Within 15 Days.

Fix & Flip Loans

Designed for real estate investors focused on renovation and resale, our Fix and Flip Loans offer targeted short-term funding.
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Requirements:
Credit Score: No US credit needed.
Down Payment: 25%-30%.
Loan Amount: $150K – $5M.
Loan Term: 6 to 24 months.
LTC (Loan-to-Cost): Up to 85%.
Rehab Cost: Up to 100%.
ARV (After Repair Value): Up to 75%.
Other Requirements: Detailed renovation plan with cost estimates and Proof of previous successful flip projects may be required.
Approval Time: Within 15 Days.

How It Works

1

Pre-Qualification

2

Choose Your Loan

3

Document Submission

4

Loan Approval

5

Closing

Check Your Eligibility

At HomeAbroad Exclusive

Get The Best Mortgage Rates

Lock in a highly competitive rate tailored for foreign investors—no U.S. credit needed. Our specialized loans ensure the most favorable terms to maximize returns on U.S. real estate.

AI-Driven Investment Property Search Platform

Discover top investment properties with curated listings, cash flow and profitability analysis and real-time market alerts. Maximize returns with minimum risks.

One Stop Shop for Investment Properties

Get everything under one roof—AI driven investment property search engine, investor-friendly agents, specialized finance, LLC setup, and opening US bank account. HomeAbroad seamlessly streamlines your investment.

Stories That Inspire and
Matter The Most To Us

“The company offers a fully remote working environment, which allows for a great work-life balance and the ability to work from anywhere. Flexible working hours: The flexibility in working hours is fantastic, accommodating different time zones and personal schedules.”

Dwitiya Parale

Sr. Graphic Designer

FAQs

Can I buy property in the US without living in the US?

Absolutely. There are no nationwide restrictions preventing foreign nationals from owning property, and HomeAbroad offers many financing options that do not require a US visa or residency.

How does HomeAbroad’s one-stop platform help me as a foreign investor?

We streamline the entire process—from AI-powered property searches and connecting with real estate agents to arranging US LLC formation, opening a U.S. bank account, and securing mortgages—making it easier for foreign nationals to invest with confidence.

Can I buy a house in the US without an SSN or US credit history?

Yes, global real estate investors can buy property in the US without a Social Security Number (SSN) or US Credit Score.

Do I need a US LLC to invest in real estate?

Forming a US LLC can offer liability protection and tax benefits, but it is not always required. HomeAbroad can advise you on whether it’s the right choice and assist with setup if needed.

Will I have to travel to the US to close on the property?

Not necessarily. We offer RON (Remote Online Notarization) closing, where you can close online with a notary. For certain loan programs, you might have to visit US embassy or use Apostille Notary if you don’t plan to come to the U.S. for closing.

Can a foreign national get a US mortgage with no credit?

Yes, foreign investors can obtain a US mortgage without a US credit history. HomeAbroad offers specialized foreign national mortgages tailored for foreign nationals without a US credit history.

Do I need a US bank account to purchase property or make mortgage payments?

Yes, you will require a US bank account as part of the mortgage process to set up automatic mortgage payments.  HomeAbroad can help you open one as part of our one-stop solution, ensuring hassle-free transactions.

Ready to start your US real estate investment journey?

US Mortgage Financing
No US Credit History
Best Competitive Rates
One Stop Shop
Get Started Now

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Home loan lending products are offered by HomeAbroad Loans LLC, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC is a licensed mortgage broker. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.