U.S. Real Estate Financing made easier for Foreign Investors

Exclusive Mortgage Solutions for International Investors

No US Credit History
No Personal Income Verification
No US Visa Required
No Travel to US needed for Closing

Tailored Mortgage Loan Programs To

Suit Your Investment Needs

DSCR Loan
Full Documentation Loan
Bridge Loans
Fix and Flip Loans
DSCR Loan
“Unlock property potential with income-driven financing”

 

The DSCR Loan leverages your property’s income for financing, ideal if you prefer not to use personal income. It offers a quick approval process, focusing on your property’s cash flow positivity.

 

Requirements:
Passport & Visa: Non-residents may qualify without a visa.
Debt Service Coverage Ratio: 1 or higher.
Property Documentation: Income documents, appraisal, and 1007 rent schedule.
Cash Reserves: 6 to 12 months of mortgage payments and related expenses.
Down Payment: 20%-30%.
How It Works
1
Pre-Qualification

Submit your initial application to determine eligibility.

2
Choose Your Loan

3
Document Submission

4
Loan Approval

5
Closing

At HomeAbroad Exclusive
Simple and Convenient
With cutting-edge technology, complete the entire loan process online from your own home.
Quick and Hassle Free
From submitting your details to closing, secure your mortgage in less than 30 days.
End-to-End Support
HomeAbroad provides expert mortgage specialists and international real estate assistance.
What Our Clients Say
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Quick and Trustworthy
“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”
Rashmi Mayekar
Non-US Resident Investor
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Game-changer
“HomeAbroad was a game-changer! They helped me get mortgage financing and find an agent who understood my needs. I couldn't be happier with their assistance.”
Steve Papadakis
Newcomer on H1-B Visa
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US Home Buying Made Easy
“HomeAbroad made buying our US home easy. They guided us step-by-step, connected us with a great agent, and secured financing hassle-free. Michele kept us informed throughout—excellent service!”
Thomas Van Zyl
Newcomer on Green Card
Image 1
Eases US Home Buying
“I'm so grateful for HomeAbroad! As an Australian needing a Houston home for work, they connected me with an amazing agent and lender despite no US credit history.”
Chris Envall
Non-Resident Buyer
Image 1
Quick and Trustworthy
“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”
Rashmi Mayekar
Non-US Resident Investor
Image 1
Game-changer
“HomeAbroad was a game-changer! They helped me get mortgage financing and find an agent who understood my needs. I couldn't be happier with their assistance.”
Steve Papadakis
Newcomer on H1-B Visa
Image 1
US Home Buying Made Easy
“HomeAbroad made buying our US home easy. They guided us step-by-step, connected us with a great agent, and secured financing hassle-free. Michele kept us informed throughout—excellent service!”
Thomas Van Zyl
Newcomer on Green Card
Image 1
Eases US Home Buying
“I'm so grateful for HomeAbroad! As an Australian needing a Houston home for work, they connected me with an amazing agent and lender despite no US credit history.”
Chris Envall
Non-Resident Buyer
FAQs
Can I buy property in the US without a visa?
Yes, foreign investors can purchase property in the US without needing a US visa. HomeAbroad real estate agents help foreign investors find and purchase US real estate remotely.
Do you get citizenship if you buy a house in the USA?
No, purchasing real estate in the US does not confer citizenship or residency rights. However, an EB-5 visa program offers a green card through investment.
Can I buy a house in the US without an SSN?
Yes, global real estate investors can buy property in the US without a Social Security Number (SSN). Instead, they need to obtain an Individual Taxpayer Identification Number (ITIN).
Can a foreigner buy a house in the USA with cash?
Yes, foreign investors can purchase a house or investment property in the US using cash. However, HomeAbroad provides specialized US mortgage programs that do not require a US credit history. This flexibility allows investors to leverage their cash for other investments.
Can foreign citizens invest in the USA?
Yes, anyone can invest in US real estate without restrictions. Foreign citizens follow the same process as US citizens when purchasing property.
Can a foreign national get a US mortgage with no credit?
Yes, foreign investors can obtain a US mortgage without a US credit history. HomeAbroad offers specialized foreign national mortgages tailored for foreign nationals without a US credit history.
Ready to finance your U.S. real estate property?