U.S. Real Estate Financing made easier for Foreign Investors
Exclusive Mortgage Solutions for International Investors
DSCR Loan
“Unlock property potential with income-driven financing”
The DSCR Loan leverages your property’s income for financing, ideal if you prefer not to use personal income. It offers a quick approval process, focusing on your property’s cash flow positivity.
Requirements:
DSCR Ratio: 0.75 or higher
Down Payment: Minimum 25%
LTV Ratio (Refinance): 75% for Rate-term Refinance, 70% for Cash-out Refinance
Loan Amount: $75K – $10M
Credit Score: No US credit needed
LTV Ratio (Purchase): 75%
Cash Reserves: 6 months
Property Type: Investment properties (residential and commercial)
How It Works
Pre-Qualification
Submit your initial application to determine eligibility.
Choose Your Loan
Work with our loan officers to select the best loan program.
Document Submission
Provide necessary documentation for verification.
Loan Approval
Receive approval and finalize your loan details.
Closing
Sign your documents and secure your investment property.
Sign your documents and secure your investment property.
At HomeAbroad Exclusive
Simple and Convenient
With cutting-edge technology, complete the entire loan process online from your own home.
Quick and Hassle Free
From submitting your details to closing, secure your mortgage in less than 30 days.
What Our Clients Say
Ready to Join Our Happy Family of Satisfied Clients?
Contact Us Now to Get StartedFAQs
Get StartedYes, foreign investors can purchase property in the US without needing a US visa. HomeAbroad real estate agents help foreign investors find and purchase US real estate remotely.
No, purchasing real estate in the US does not confer citizenship or residency rights. However, an EB-5 visa program offers a green card through investment.
Yes, global real estate investors can buy property in the US without a Social Security Number (SSN). Instead, they need to obtain an Individual Taxpayer Identification Number (ITIN).
Yes, foreign investors can purchase a house or investment property in the US using cash. However, HomeAbroad provides specialized US mortgage programs that do not require a US credit history. This flexibility allows investors to leverage their cash for other investments.
Yes, anyone can invest in US real estate without restrictions. Foreign citizens follow the same process as US citizens when purchasing property.
Yes, foreign investors can obtain a US mortgage without a US credit history. HomeAbroad offers specialized foreign national mortgages tailored for foreign nationals without a US credit history.
