Bridge Loan

“Bridge the gap: Quick, interim financing for urgent needs”

Bridge Loans provide short-term financing to cover the interval between immediate funding requirements and the securing of permanent financing. They are perfect for quick acquisitions, allowing you to act swiftly on market opportunities without delays.

Get Rate Quote

Excellent

No W2s, Paystubs, or Tax Returns Required

No Personal Income Verification

No Minimum DTI (Debt-to-Income) Required

No US Credit Check for Foreign Investors

Program Features

Features	Domestic Investors	Foreign Investors
Credit/FICO Score	Minimum 650	No US credit needed
Down Payment	25%	30%
Loan Term	6-24 Months	6-24 Months
Loam Amount	$150K – $10M	$150K – $10M
LTV Ratio (Purchase):	Up to 75%	Up to 70%
LTV Ratio (Rate Term Refinance):	Up to 70%	Up to 70%
LTV Ratio (Cash Out Refinance):	Up to 65%	Up to 65%
Other Requirements	Proof of existing property equity, exit strategy for loan repayment, and property appraisal.	Proof of existing property equity, exit strategy for loan repayment, and property appraisal.
Approval	Within 15 Days	Within 15 Days

Get a Bridge Loan in 5 Quick Steps

Contact Our Loan Officers

Pre-Approval

Submit Application

Loan Approval

Closing

Get Started

Why HomeAbroad Loans?

Investor Focused

HomeAbroad Loans specializes in serving both domestic and international investors, providing tailored solutions that cater to the unique needs of a diverse clientele.

Fast Approvals

Our advanced technology platform streamlines the loan application process,
allowing for faster approvals in under
30 days.

AI-Enabled Platform

Our AI-powered platform allows investors to search for properties, connect with international real estate experts, and qualify for mortgages without a US credit history—all in one place.

What Our Clients Say

Excellent

Quick and Trustworthy

“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”

Rashmi Mayekar

Non-US Resident Investor

Seamless Experience

“When we thought about getting a loan, we expected a lot of hassle, being a non-resident. But with HomeAbroad, the process was much easier than I ever imagined. Thanks to Steve.”

Mei Ling Zhang

Non-Resident Chinese Investor

Definitely Recommended

“The service I received was top notch. I greatly appreciate the high level of customer care, prompt follow ups and clear explanation of each process.”

Chris Envall

Non-Resident Buyer

Definitely Recommended

“My wife and I wanted a home in the US to be closer to our grandkids. HomeAbroad helped us find the perfect home and secure financing without US credit. Michele guided us every step. We couldn’t be happier!”

Thomas Van Zyl

US Newcomer on Immigrant Visa

Definitely Recommended

“The service I received was top notch. I greatly appreciate the high level of customer care, prompt follow ups and clear explanation of each process.”

Chris Envall

Non-Resident Buyer

Quick and Trustworthy

“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”

Rashmi Mayekar

Non-US Resident Investor

Game-changer

“HomeAbroad was a game-changer! They helped me get mortgage financing and find an agent who understood my needs. I couldn’t be happier with their assistance.”

Steve Papadakis

Newcomer on H1-B Visa

Clear Guidance for Non-Residents

“Navigating the US mortgage market as a non-resident seemed daunting, but HomeAbroad Loans made it straightforward and clear. They provided excellent support throughout.”

Mason Delgado

UK Investor without a Visa

Ready to Join Our Happy Family of Satisfied Clients?

FAQs

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Investment Mortgage Guides

What is a Bridge Loan?

A Bridge Loan is a short-term financing option used to bridge the gap between buying a new property and selling an existing one. It helps cover immediate financial needs such as down payments, closing costs, or temporary cash flow until longer-term financing is secured or the current property is sold.

What are the typical terms for Bridge Loans?

Bridge Loans generally have terms ranging from 6 months to 24 months. These loans often come with origination fees and other closing costs due to their short-term nature and associated risks.

How does the repayment process work for Bridge Loans?

Repayment for Bridge Loans usually involves interest-only payments during the loan term, with the principal amount due at the end. Alternatively, some loans may require a lump-sum payment of the entire loan amount, including interest, at the end of the term.