Fix and Flip Loan

“Transform properties with targeted, short-term funding”

Designed for real estate investors focused on renovation and resale, our Fix and Flip Loans offer targeted, short-term funding. This loan facilitates the purchase and rehabilitation of properties, enabling you to capitalize on the potential to quickly enhance and flip real estate for profit.  

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No W2s, Paystubs, or Tax Returns Required
No Personal Income Verification
No Minimum DTI (Debt-to-Income) Required
No US Credit Check for Foreign Investors
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Program Features

FeaturesDomestic InvestorsForeign Investors
Credit/FICO Score
Minimum 650No US credit needed
Down Payment
25%-30%30%
Loan Term
6-24 Months6-24 Months
Loam Amount
$100K- $5M$150K – $5M
LTC (Loan-to-Cost)
Up to 92%Up to 85%
Rehab Cost
Up to 100%Up to 100%
ARV (After Repair Value)
Up to 75%Up to 75%
Other Requirements
Detailed renovation plan with cost estimates. No previous experience required on flip projects.Detailed renovation plan with cost estimates and Proof of previous successful flip projects may be required.
Approval
Within 15 Days Within 15 Days

Get a Fix and Flip Loan in 5 Quick Steps  

1

Contact Our Loan Officers

2

Pre-Approval

3

Submit Application

4

Loan Approval

5

Closing

Get Started

Why HomeAbroad Loans?

HomeAbroad Investor-focused Loan Program

Investor Focused

HomeAbroad Loans specializes in serving both domestic and international investors, providing tailored solutions that cater to the unique needs of a diverse clientele. 

Fast Loan Approvals

Fast Approvals

Our advanced technology platform streamlines the loan application process, allowing for faster approvals in under 30 days. 

HomeAbroad AI Property Search Platform

AI-Enabled Platform

Our AI-powered platform allows investors to search for properties, connect with international real estate experts, and qualify for mortgages without a US credit history—all in one place. 

What Our Clients Say

Excellent5 stars review
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Quick and Trustworthy
“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”
Rashmi Mayekar
Non-US Resident Investor
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Seamless Experience
“When we thought about getting a loan, we expected a lot of hassle, being a non-resident. But with HomeAbroad, the process was much easier than I ever imagined. Thanks to Steve.”
Mei Ling Zhang
Non-Resident Chinese Investor
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Definitely Recommended
“The service I received was top notch. I greatly appreciate the high level of customer care, prompt follow ups and clear explanation of each process.”
Chris Envall
Non-Resident Buyer
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Definitely Recommended
“My wife and I wanted a home in the US to be closer to our grandkids. HomeAbroad helped us find the perfect home and secure financing without US credit. Michele guided us every step. We couldn’t be happier!”
Thomas Van Zyl 
US Newcomer on Immigrant Visa
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Definitely Recommended
“The service I received was top notch. I greatly appreciate the high level of customer care, prompt follow ups and clear explanation of each process.”
Chris Envall
Non-Resident Buyer
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Quick and Trustworthy
“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”
Rashmi Mayekar
Non-US Resident Investor
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Game-changer
“HomeAbroad was a game-changer! They helped me get mortgage financing and find an agent who understood my needs. I couldn’t be happier with their assistance.”
Steve Papadakis
Newcomer on H1-B Visa
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Clear Guidance for Non-Residents
“Navigating the US mortgage market as a non-resident seemed daunting, but HomeAbroad Loans made it straightforward and clear. They provided excellent support throughout.”
Mason Delgado
UK Investor without a Visa

Ready to Join Our Happy Family of Satisfied Clients?

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FAQs

Didn’t find what you were looking for? Explore our DSCR loan resource library.

Investment Mortgage Guides

What is a Fix and Flip Loan?

A Fix and Flip Loan is a type of short-term financing specifically designed for real estate investors who purchase properties with the intent to renovate and sell them for a profit. These loans typically cover the cost of purchasing the property as well as the renovation expenses.

How long does it take to get approved for a Fix and Flip Loan?

Approval times for Fix and Flip Loans can vary, but they are generally faster than traditional mortgages. At HomeAbroad, we approve and fund these loans within 15 days, provided all required documentation is submitted promptly.

Can foreign investors get a Fix and Flip loan without a US credit history?

Yes, HomeAbroad offers tailored Fix and Flip loans specifically designed for foreign investors, allowing them to qualify without a US credit history. Get started today!

What are you waiting for?

Begin your US real estate investment journey with HomeAbroad—we offer everything you need to succeed.

Get Started Now

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