Fix and Flip Loan

“Transform properties with targeted, short-term funding”

Designed for real estate investors focused on renovation and resale, our Fix and Flip Loans offer targeted, short-term funding. This loan facilitates the purchase and rehabilitation of properties, enabling you to capitalize on the potential to quickly enhance and flip real estate for profit.

Get Rate Quote

Excellent

No W2s, Paystubs, or Tax Returns Required

No Personal Income Verification

No Minimum DTI (Debt-to-Income) Required

No US Credit Check for Foreign Investors

Program Features

Features	Domestic Investors	Foreign Investors
Credit/FICO Score	Minimum 650	No US credit needed
Down Payment	25%-30%	30%
Loan Term	6-24 Months	6-24 Months
Loam Amount	$150K – $5M	$150K – $5M
LTC (Loan-to-Cost)	Up to 85%	Up to 85%
Rehab Cost	Up to 100%	Up to 100%
ARV (After Repair Value)	Up to 75%	Up to 75%
Other Requirements	Detailed renovation plan with cost estimates. No previous experience required on flip projects.	Detailed renovation plan with cost estimates and Proof of previous successful flip projects may be required.
Approval	Within 15 Days	Within 15 Days

Get a Fix and Flip Loan in 5 Quick Steps

Contact Our Loan Officers

Pre-Approval

Submit Application

Loan Approval

Closing

Get Started

Why HomeAbroad Loans?

Investor Focused

HomeAbroad Loans specializes in serving both domestic and international investors, providing tailored solutions that cater to the unique needs of a diverse clientele.

Fast Approvals

Our advanced technology platform streamlines the loan application process, allowing for faster approvals in under 30 days.

AI-Enabled Platform

Our AI-powered platform allows investors to search for properties, connect with international real estate experts, and qualify for mortgages without a US credit history—all in one place.

What Our Clients Say

Excellent

Quick and Trustworthy

“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”

Rashmi Mayekar

Non-US Resident Investor

Seamless Experience

“When we thought about getting a loan, we expected a lot of hassle, being a non-resident. But with HomeAbroad, the process was much easier than I ever imagined. Thanks to Steve.”

Mei Ling Zhang

Non-Resident Chinese Investor

Definitely Recommended

“The service I received was top notch. I greatly appreciate the high level of customer care, prompt follow ups and clear explanation of each process.”

Chris Envall

Non-Resident Buyer

Definitely Recommended

“My wife and I wanted a home in the US to be closer to our grandkids. HomeAbroad helped us find the perfect home and secure financing without US credit. Michele guided us every step. We couldn’t be happier!”

Thomas Van Zyl

US Newcomer on Immigrant Visa

Definitely Recommended

“The service I received was top notch. I greatly appreciate the high level of customer care, prompt follow ups and clear explanation of each process.”

Chris Envall

Non-Resident Buyer

Quick and Trustworthy

“Quick response, reliable & trustworthy. HomeAbroad helped me find the perfect agent & purchase my investment property in Katy, TX. Would definitely recommend!”

Rashmi Mayekar

Non-US Resident Investor

Game-changer

“HomeAbroad was a game-changer! They helped me get mortgage financing and find an agent who understood my needs. I couldn’t be happier with their assistance.”

Steve Papadakis

Newcomer on H1-B Visa

Clear Guidance for Non-Residents

“Navigating the US mortgage market as a non-resident seemed daunting, but HomeAbroad Loans made it straightforward and clear. They provided excellent support throughout.”

Mason Delgado

UK Investor without a Visa

Ready to Join Our Happy Family of Satisfied Clients?

FAQs

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Investment Mortgage Guides

What is a Fix and Flip Loan?

A Fix and Flip Loan is a type of short-term financing specifically designed for real estate investors who purchase properties with the intent to renovate and sell them for a profit. These loans typically cover the cost of purchasing the property as well as the renovation expenses.

How long does it take to get approved for a Fix and Flip Loan?

Approval times for Fix and Flip Loans can vary, but they are generally faster than traditional mortgages. At HomeAbroad, we approve and fund these loans within 15 days, provided all required documentation is submitted promptly.

Can foreign investors get a Fix and Flip loan without a US credit history?

Yes, HomeAbroad offers tailored Fix and Flip loans specifically designed for foreign investors, allowing them to qualify without a US credit history. Get started today!