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ITIN Loan: Home Loans for Immigrants without SSN

ITIN loans offer a unique opportunity for undocumented immigrants to obtain a mortgage and achieve their dream of homeownership in the United States. Unlike traditional loans that require a Social Security Number (SSN), ITIN loans are specifically designed for individuals with an Individual Taxpayer Identification Number (ITIN).

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ITIN Loan Requirements

HomeAbroad is here to help you achieve homeownership, even without a Social Security Number (SSN). Our ITIN loans offer a straightforward path to securing a mortgage with your Individual Taxpayer Identification Number. Let's explore what it takes to qualify:

Credit Score
Minimum 600 
Down Payment
20%
ID
ITIN and Driver's License
Income
Paystubs and Income tax returns for the past two years
Bank Statements
12 months of bank statements (For self-employed)
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Who Should Consider ITIN Loans?

ITIN loans are designed for those without a Social Security Number (SSN) but with a strong desire to own a home in the United States. These loans are especially suitable for undocumented immigrants who work as:

  • Contractors
  • Freelancers
  • Self-employed
  • Blue-collar job workers

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ITIN Loans: Pros and Cons

  • No SSN required

  • Flexible loan terms

  • Fast approvals

  • Only home loan option for undocumented immigrants

  • High down payment

  • High interest rates

  • Limited lenders, but we offer these loans

Why Choose HomeAbroad for ITIN loans?

When it comes to ITIN loans, you need a trusted partner who understands the unique challenges and requirements of undocumented immigrants and non-US citizens. At HomeAbroad, we're committed to helping you achieve your dream of homeownership. Here's why we're the best choice for ITIN loans:

Expertise

We specialize in providing mortgage solutions to individuals who don't have a Social Security Number (SSN). Our deep understanding of ITIN loans and the challenges faced by non-US citizens ensures you're in good hands.

Fast Approvals

We know that time is crucial when you're trying to secure a home loan. HomeAbroad offers quick approvals, allowing you to move forward with your home purchase without unnecessary delays.

Concierge Service

Navigating the mortgage process can be complex, but you're not alone. Our concierge service provides personalized guidance, walking you through every step of the ITIN loan process. From gathering documents to closing the loan, we're here to make the journey as smooth as possible.

Homeowners Who Made It Happen with HomeAbroad's ITIN Loans

“HomeAbroad made it possible for me to become a homeowner despite not having a Social Security Number. Their ITIN loan process was smooth and straightforward. I can't thank them enough for helping me achieve my American dream. ”

Ricardo Mendez

“I needed a mortgage quickly, and HomeAbroad delivered. Their fast approval process and professional team made the entire experience stress-free. I was in my new home sooner than I ever expected. Thank you, HomeAbroad!”

Linda Martinez

“Getting the ITIN loan process seemed tough, but HomeAbroad's concierge service made it easy. They walked me through each step, answered all my questions, and ensured I had everything I needed. I'm so grateful for their support. ”

Miguel Rodriguez

“HomeAbroad's expertise in ITIN loans is unmatched. They understood my unique situation as a non-citizen and provided excellent guidance. I would highly recommend them to anyone looking to secure an ITIN loan. ”

Sophia Gonzalez

“I had given up on owning a home because I didn't have a Social Security Number. HomeAbroad changed that. They helped me understand my options and worked with me to get the loan approved. I can't thank them enough for making homeownership possible for me. ”

Enrique Hernandez

“The service I received from HomeAbroad was exceptional. They were always available to answer my questions and guide me through the ITIN loan process. Their personalized approach made all the difference. I wouldn't have my home without them.”

Anna Velasquez

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ITIN Loans by Location

We offer ITIN loans across the United States. Choose your state to get started.

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Frequently asked questions

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