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Key Takeaways:
1. Inventory is up across multiple US metros, creating buyer leverage, and sellers are offering concessions and rate buydowns.
2. Rents have remained stable, supporting positive yields for new investors.
3. With HomeAbroad’s foreign national mortgage programs, international real estate investors can get mortgages without the need for a US credit score or personal income since qualification is based on the property’s rental income.
4. The entire process, including closing, can be completed from your home country, making it easier to invest in the US from abroad.
Table of Contents
This November 2025, the US housing market is shifting in favor of buyers. After several years of rising prices and tight inventory, buyers are finally gaining leverage. Homes are staying longer on the market, price reductions are more common, and sellers are offering credits to close deals faster.
Markets across Texas, Florida, and parts of California are now showing the strongest signs of buyer leverage. Homes are staying longer on the market, price cuts are more frequent, and the negotiating room is finally back.
For international real estate investors, this is a chance to secure US properties and build their portfolio with stronger yields and returns. With the right mortgage, timing, and local insight, you are ready to be a property owner in the US.
Let us take a look at what November 2025 has to offer.
What Makes These Markets Buyer-Friendly in November 2025
A buyer’s market typically emerges when housing supply exceeds six months or when sellers outnumber buyers. That’s exactly what’s happening this fall. Ziffy.ai data shows growing inventory and longer days on market across several major metros as well as an uptick in seller concessions and investor activity.
Steven Glick,
Director of Mortgage Sales, HomeAbroad Loans
“We’re seeing seasoned foreign investors act early while others are waiting for clearer signals. Markets like Texas and Florida are now giving buyers the kind of leverage we haven’t seen in years. For those thinking long term, this is the time to position strategically.”
Homes are staying on the market for nearly three months in some areas, and sellers are more open to repair credits and rate buydowns.
For international real estate investors using HomeAbroad’s mortgage programs, this often means a smoother approval process and more predictable costs.
You can qualify without a US credit history or extensive income paperwork, since the loan is based on the property’s rental income. You also have the convenience of handling the full mortgage and closing remotely, which reduces time, travel, and overall expense.
Market Snapshot: November 2025
Metric (as of November 2025) | National / State Average |
|---|---|
Months of Supply | 6 months |
Homes Sold Above List Price | 9.5% |
Listings with Price Drops | 27.4% |
Median Days on Market | 88 days |
Median Sale Price | $415,000 (−2.7% YoY) |
Investor Share of Purchases | 28.9% |
These numbers show a clear transition from a seller’s market to a balanced one. Prices have softened slightly, but rental demand and investor activity remain strong. For foreign investors, that balance means opportunity, not risk.
Top 10 Buyer-Friendly US Markets for Foreign Investors in November 2025
The metros below stand out for their combination of high supply, rental stability, and investor potential. Each offers a distinct advantage depending on your investment goal -yield, diversification, or long-term appreciation.
Metro | Median Price (Sept 2025) | Avg Rent | Gross Yield % | Median DOM |
|---|---|---|---|---|
Austin, TX | $507,000 | $1,995/mo | 4.7% | 89 days |
Miami, FL | $605,000 | $3,100/mo | 6.1% | 112 days |
Fort Lauderdale, FL | $528,000 | $2,617/mo | 5.9% | 118 days |
West Palm Beach, FL | $450,000 | $2,375/mo | 6.3% | 109 days |
Dallas–Fort Worth, TX | $425,000 | $1,975/mo | 5.6% | 60 days |
Houston, TX | $345,000 | $1,900/mo | 6.6% | 50 days |
Riverside–San Bernardino, CA | $616,886 | $2,300/mo | 4.4% | 44 days |
New York–New Jersey Metro | $875,000 | $3,596/mo | 4.9% | 64 days |
City-by-City Investment Insights
1. Austin, Texas
Austin’s market has cooled from its record highs, making it one of the most investor-friendly metros in Texas. With homes sitting longer and sellers adjusting expectations, it’s a prime time for buyers seeking stable tech-driven growth. The city’s expanding job base and young renter demographic support long-term appreciation and steady occupancy.
Investment Properties on Sale in Austin Today
2. Miami, Florida
Miami remains a global gateway city where demand never disappears, only pauses. Prices have stabilized while rents have held strong, keeping yields attractive for foreign investors. The city’s international business links, tourism economy, and tax benefits make it a consistent performer for capital appreciation and short-term rental income.
Investment Properties on Sale in Miami Today
3. Fort Lauderdale, Florida
Fort Lauderdale’s luxury and mid-tier housing segments are seeing more negotiation than they have in years. Extended days on market are giving buyers room to secure waterfront or downtown properties below peak values. It’s an ideal entry point for investors seeking lifestyle appeal with solid rental potential.
Investment Properties on Sale in Fort Lauderdale Today
4. West Palm Beach, Florida
West Palm Beach blends accessibility with strong rental demand. Inventory is higher, but so is tenant stability. For global investors, this metro offers the balance of international interest, quality housing stock, and consistent rent performance, especially for long-term leases and vacation rentals.
View current West Palm Beach investment properties on HomeAbroad.
5. Jacksonville, Florida
Jacksonville’s affordability and expanding job market have made it one of the most resilient rental hubs in the state. Median home prices are still below the national average, yet rents have remained competitive. Investors can achieve healthy yields here while benefiting from the city’s growth in logistics, healthcare, and tech.
View current Jacksonville investment properties on HomeAbroad.
6. San Antonio, Texas
San Antonio stands out as one of the highest-yielding metros in the country. Its affordability, military presence, and diversified economy drive strong rental occupancy. Foreign buyers entering at this point can secure high cash-on-cash returns with long-term upside as population and wages continue to grow.
View current San Antonio investment properties on HomeAbroad.
7. Dallas–Fort Worth, Texas
Dallas–Fort Worth continues to perform as a stable, high-liquidity market with consistent rent growth. While it may not offer the deepest discounts, the region’s size and job base make it one of the safest long-term plays for foreign investors seeking diversification and predictable returns.
View current Dallas-Fort Worth investment properties on HomeAbroad.
8. Houston, Texas
Houston is transitioning into a balanced market, offering both value and yield. Its mix of affordability, diverse employment sectors, and strong rental demand makes it a practical choice for investors looking for income stability. Properties here are selling slower, creating more negotiation space at closing.
View current Houston investment properties on HomeAbroad.
9. Riverside–San Bernardino, California
The Inland Empire offers an entry into Southern California at a fraction of Los Angeles prices. Inventory is up, and sellers are accommodating. For international investors, Riverside provides a balance between affordability and long-term appreciation tied to the region’s logistics and manufacturing sectors.
View current Riverside-San Bernardino investment properties on HomeAbroad.
10. New York–New Jersey Metro
The New York–New Jersey corridor remains a complex but rewarding market. Prices are high, yet the sheer depth of rental demand makes it one of the safest long-term bets for global capital. Investors willing to explore suburban submarkets can find motivated sellers and sustainable rental yields.
View current New York-New Jersey investment properties on HomeAbroad.
10. Tampa-St. Petersburg
Tampa–St. Petersburg has moved firmly into buyer-friendly territory this season. Inventory has climbed to balanced levels, and sellers are taking longer to secure offers, which gives investors more room to negotiate both price and terms. Rents remain steady across single-family and long-term rentals, helping investors maintain strong coverage ratios. For foreign buyers, this metro offers a solid mix of affordability, consistent demand, and long-term appreciation potential.
How Investors Can Use This Market Leverage
Buyer leverage is only valuable when paired with smart financing. That’s where Ziffy’s mortgage solutions make a difference.
Ziffy’s Mortgage Highlights:
-
Qualify based on property income, not personal W2s or tax returns - No DTI cap, giving flexibility for investors with multiple properties
- 30-year fixed-rate loan options
- Up to 75 – 80% LTV financing available
- Cash-out refinance and portfolio expansion programs
For investors building multi-property portfolios, DSCR loans allow scaling without hitting income ceilings. Ziffy’s integrated mortgage platform lets you compare yields, project DSCR, and prequalify directly through your property dashboard, turning market data into actionable financing.
Conclusion
As of November 2025, the advantage clearly sits with investors. Sellers are motivated, inventory is balanced, and rents remain resilient. For those who analyze carefully and finance strategically, this is the most favorable environment since 2020.
With Ziffy.ai’s data tools, rental yield insights, and investor-focused mortgage programs, buyers can navigate this market with clarity, from finding and funding, to growing portfolios faster while the conditions still favor them.
FAQs
Why is November 2025 a good time for investors?
Inventory has reached six months of supply in multiple metros, creating buyer leverage. Sellers are flexible, and prices are stable, which are all ideal conditions for investor entry.
How do DSCR loans help investors qualify?
DSCR loans allow you to qualify based on the property’s rental income rather than personal income, making it easier to finance rental portfolios and expand faster.
What if I have a high DTI ratio?
Ziffy’s DTI-based programs are flexible, with no hard DTI cap, letting you invest even if traditional lenders would limit your borrowing.
Which cities currently offer the best yield?
San Antonio, Houston, and Jacksonville lead with 6 – 7% gross yields and motivated sellers.
How can I find top opportunities now?
Use Ziffy.ai’s investment filters to compare properties by DSCR, ROI, and rental yield in real time. Pair data insights with mortgage prequalification to move quickly when the right deal appears.
![10+ Best Places to Buy a Rental Property in America under $500K [2025]](https://homeabroadinc.com/wp-content/uploads/2023/01/500-k.jpg)
