Full Documentation Loan
“Broaden your horizons with global income inclusion”
Our Full Documentation Loan considers your comprehensive financial profile, utilizing both your foreign income and debts. Qualification is based on a combination of your income and credit from your home country, supported by international credit reports or alternatives such as bank reference letters and accountant certifications.
Program Features
Get a Full Doc. Loan in 5 Quick Steps
Contact Our Loan Officers
Work with our loan officers and get the mortgage program tailored for you.
Pre-Approval
Submit your income and fund details to determine eligibility and get pre-approval.
Submit Application
Our mortgage officer will assist you in preparing the required documents and submitting your loan application.
Loan Approval
Receive approval and finalize your loan details.
Closing
Sign your documents and secure your investment property.
Why HomeAbroad Loans?
Investor Focused
HomeAbroad Loans specializes in serving both domestic and international investors, providing tailored solutions that cater to the unique needs of a diverse clientele.
Fast Approvals
Our advanced technology platform streamlines the loan application process, allowing for faster approvals in under 30 days.
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Didn’t find what you were looking for? Explore our foreign national mortgage resource library.
Mortgage GuidesWhat is the Full Documentation Loan program?
The Full Documentation Loan program is tailored specifically for foreign investors without a US credit history. It considers your entire financial profile, including income and credit history from your home country, allowing you to qualify for a US mortgage without US credit history and income.
What alternative proofs of creditworthiness does HomeAbroad accept?
Our mortgage program accepts alternative proofs of creditworthiness, such as timely payments on tradelines from your home country, including credit cards. Supported credit reports from your home country can also be used to verify your credit history.
Do I need a visa to get a Full Documentation Loan?
Investors from visa waiver countries do not need a visa to get this loan. For others, a visa is preferred but not mandatory, as all foreign investors can close on their property without visiting the United States.
