Foreign national mortgages are loans for non-US citizens and newcomers to buy property in the United States. These mortgages are designed for foreign nationals with limited or no US credit history, providing flexible options for financing a home, vacation home, or investment property.
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At HomeAbroad, we offer two types of foreign national mortgages: Full Documentation loans and Debt Service Coverage Ratio (DSCR) loans. Each has unique requirements and features designed to meet the needs of international buyers.
Foreign national mortgages are designed for a specific group of buyers—those who might face challenges securing traditional US mortgages due to their credit history, citizenship, or residency status. At HomeAbroad, we recommend these mortgage programs for the following individuals:
Like any financial product, foreign national mortgages come with their own set of advantages and disadvantages. Here's a look to help you make an informed decision.
Get a US mortgage without a US credit score.
Start building equity without waiting years to build US credit for a mortgage.
Only financing option for non-resident investors.
Buy primary residence, vacation home, or investment properties.
High interest rates compared to conventional mortgages
High down payment (20%-30%)
Limited lenders, but don't worry—HomeAbroad has you covered.
When it comes to foreign national mortgages, choosing the right lender can make all the difference. At HomeAbroad, we specialize in providing mortgage solutions for non-US citizens, newcomers, and international investors. Here's why HomeAbroad should be your top choice:
HomeAbroad is a leader in foreign national mortgages. Our team understands the unique challenges faced by international buyers and has extensive experience in guiding them through the mortgage process.
Our mortgage specialists provide personalized assistance, helping you navigate the application process, understand requirements, and meet key milestones. From pre-qualification to closing, we're with you every step of the way.
HomeAbroad provides end-to-end assistance. Along with our expert mortgage specialists, we provide real estate agents with international expertise. This comprehensive support ensures a seamless home-buying experience.
Explore the foreign national mortgages and the journey of buying a home in the United States as a non-US citizen.
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Wherever you're looking to buy, HomeAbroad has you covered with foreign national mortgages across the United States.
Explore detailed information and helpful tips on foreign national mortgages and US real estate.